Car Financing Note
Up to 100% car financing based on the value of the car powered by NCBA Bank Kenya Plc. The monthly payment may vary from the amount indicated in the car listing and is subject to your credit rating, the make, model & age of the car and NCBA Bank's credit approval process & terms.
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🛠️ Steps to Buy:
1. Browse Cars on CarDuka
- Explore listings from verified dealers and private sellers. Look out for the NCBA verified badge.
2. Compare & Shortlist
- Filter by make, model, year of manufacture, car financing & price.
3. Register & Verify Your Identity
- Before contacting sellers or applying for financing, you will need to verify your phone number & national ID. This keeps the platform safe for everyone.
4. Contact Seller
- Contact the seller by clicking on either 'Car Financing Purchase, Cash Purchase or Contact Seller'. The seller will call, WhatsApp or SMS you directly - use your preferred channel.
5. Apply for Car Financing
- Easily & quickly apply for car financing from NCBA on CarDuka through the car listing 'Car Financing Purchase' or by directly applying through the Car Financing page.
6. Inspect & Test Drive
- Agree on a time & place (a public & safe location like a mall or the dealer's physical yard) to inspect & test drive the car.
7. Pay & Transfer Ownership
- Use secure payment (bank transfer), validate documents & complete logbook transfer
🔐 Car Seller Safety Tips:
- Meet the buyer in a public & safe location like a mall or the dealer's physical yard.
- Always confirm payment before releasing the car or transferring the logbook.
- Verify the buyer's identity & details.
- Keep a signed sale agreement.
- Avoid cash - use bank transfers.